Aditya Kulkarni – Medium

Aditya Kulkarni

Featured Book

Auth N Capture (Revised Edition)

Auth N Capture (Revised Edition)

The most comprehensive book on India's Digital Payments ecosystem that covers payment modes, guidelines, processes, platforms and compliance.

2024

Aditya Kulkarni

Aditya Kulkarni

Stories

Published in

98. MASTER Direction — PA

On 15-Sep-2025, RBI published Master Direction on Regulation of Payment Aggregator (PA).

Oct 3

98. MASTER Direction — PA

Oct 3

98. MASTER Direction — PA

On 15-Sep-2025, RBI published Master Direction on Regulation of Payment Aggregator (PA).

Oct 3

98. MASTER Direction — PA

Oct 3

98. MASTER Direction for PAs

On 15-Sep-2025, RBI published Master Direction on Regulation of Payment Aggregator (PA).

Sep 30

98. MASTER Direction for PAs

Sep 30

Published in

97. Payments World — super compressed

These two pyramids were built by two civilizations which were continents apart and without any contact with each other. How?

Apr 19

97. Payments World — super compressed

Apr 19

Published in

96. UPI Journey (till 2024)

The first article of 2025!

Feb 28

96. UPI Journey (till 2024)

Feb 28

Published in

95. Payments Digest — XI (Year End)

2024 is a leap year. So, we worked one extra day without extra salary 🙁

Dec 29, 2024

95. Payments Digest — XI (Year End)

Dec 29, 2024

Published in

94. FASTag

The Govt of India is planning to spend Rs.1435 Crore on New PAN 2.0 that will ‘streamline tax’.

Dec 29, 2024

94. FASTag

Dec 29, 2024

Published in

93. Bharat BillPay → Bharat Connect

Recently, Jaguar, the car maker, changed its logo.

Dec 23, 2024

93. Bharat BillPay → Bharat Connect

Dec 23, 2024

Published in

92. Payment Patterns

I haven’t written anything here since the article about the announcement of the Auth N Capture (Revised Edition) book.

Dec 21, 2024

92. Payment Patterns

Dec 21, 2024

Published in

91. Auth n Capture — Revised Edition

3 years is a long period…. It is like a decade if you are in India and in the payments domain.

Aug 1, 2024

91. Auth n Capture — Revised Edition

Aug 1, 2024

Aditya Kulkarni

Aditya Kulkarni

Book Author

Trying to follow Richard Feynman’s words “do what you can, learn what you can, improve the solutions, and pass them on”.

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