On 21st December 1898, Marie Curie and her husband Pierre Curie discovered Radium. Radium is highly radioactive with a half life of 1600 years. Radium has usage in medicine and research. …

Today we will talk about one of the reasons why I like digital commerce and online payments… discounts, rewards, cashbacks (henceforth referred to as ‘goodies’) Firstly, why give goodies? Growth in transaction volume (GTV), push up the revenue, acquire new users and customer stickiness. …

Last week, I got a call from ‘an insurance company’ saying that my policy is matured and if I pay Rs.20K then I will get Rs.2L. I received a SMS from a random number that my KYC with SBI had expired and was asked to call a number. No need…

What is the connection between an Act that was written in the year 1881 and UPI… (Read update №3) Let’s start with something awesome… 1. UPI123Pay… Yeah.. RBI/NPCI launched UPI for feature phones and voice based payments… I’ve tried voice based UPI and the experience was great. …

What is the difference between New-Gen FinTechs and traditional finance companies? Talk to one of the sales folks of FinTechs and they will explain the difference till the cows come home. But let me tell you what is the similarity — the way they handle user data irresponsibly. As per…

Hope all of you are doing well… here is the next Payments Digest… a lot of things to cover, so, it is a bit lengthy. Last few months… RBI is keeping everyone in the ecosystem busy while NPCI is flying abroad and at the same time, new business platforms are…

‘Who will save the card’ has been the burning question since RBI issued PA/PG guidelines in Mar’20. As per the guidelines, Payment Aggregators (PAs) and merchants cannot store or vault the cards. …

One of the things that used to happen during my engineering days was — first, I would forget the assignment, then make a group and plead with the professor to extend the deadline and eventually, rush to somehow deliver ‘something’… (sorry, no leadership lessons here, as it’s not LinkedIn) Looks…

Here I am after a long gap… I hope all of you took at least one dose of vaccination. Stay safe and as they say ‘we are not safe until we all are safe’. Let me start with an important update… Finally I was able to ‘tick’ mark one item…