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96. UPI Journey (till 2024)

The first article of 2025!

I thought let’s keep it simple and show you UPI’s journey so far (Apr’16 till Dec’24).

UPI is omnipotent and omnipresent… comes in various shapes and forms that offers various functionalities.

UPI has evolved over the period… Multiple regulations, hundreds of circulars and many innovations shaped (continue to shape UPI).

Here is the journey of UPI through those NPCI circulars and key events.

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Everything about digital payments, products/platforms, processes and players in dynamic and evolving India’s payment eco-system and beyond. You can order a book on <https://www.amazon.in/dp/1639975136>

Aditya Kulkarni
Aditya Kulkarni

Written by Aditya Kulkarni

Trying to follow Richard Feynman’s words “do what you can, learn what you can, improve the solutions, and pass them on”.

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